When you’ve had the chance to tour various homes and communities, we recommend selecting your favorite home. 

Remember, find what works best for you and your needs. There are countless factors that impact this decision, so we recommend reviewing the following blog to ensure that you’re considering all possible variables before selecting a home.

When you begin applying for home loans, please consider the following tips and best practices:

Making a Loan Application

Your Contract requires you to make loan application within three (3) days from contract date. Additionally, the builder requires conditional loan approval within 14 days of purchase agreement. 

Your Sales Professional will provide you with the website information to make an online loan application. They’ll also include a list of required documents as well as the contact information for an account manager with First Choice Lending Group (FCLG), our approved lender. They can assist you with preparing all documentation required to complete the loan process.

First Choice Lending Group
10410 Windermere Lakes Blvd.
Suite 410-A
Houston, TX 77065 

Office: 281-671-9004
Fax: 832-487-0940
firstchoicelg.com

Once you’ve completed your loan application and supplied all the necessary information, conditional loan approval will be delivered to you within five (5) business days.
Evaluating Helpful Mortgage Tips

• As stated in your contract, please provide all conditions and information satisfying your loan approval within three days of request from your lender.

• The lender may require additional information throughout the building process.

• Please consult your FCLG Account Manager before changing employment or making any large purchases.

• Locking your interest rate is at your own risk.

Determining Cash Purchases

If you plan to pay cash for your home, we require verification that funds are available to be submitted to your Sales Professional within three (3) days of signing your contract.

Your contract experience begins when you select the home that best suits your needs. 

We will finalize all options when you sign your contract, so that we may submit the architectural drawings necessary for engineering and permitting as quickly as possible. Ultimately, this step is focused on confirming all the home’s selections and the closing window to ensure that your needs and expectations are met every step of the way.

Another important component of the home purchasing process is that we encourage clients to meet with the superintendent involved in constructing their home. 

During this meeting, they’ll confirm that the process is moving along and that it will close within the expected window. This helps you stay prepared as your closing date approaches. 

Before you officially close on your home, all clients can take one final walkthrough of their property with the Construction Manager. 

During this time, you can check out the entire home inside and out, as well as review the warranty program and sign any necessary documents. Then, you’ll be all set to close and move in.